As reported by Deep Tide TechFlow on November 12, 2026, citing CoinDesk, validator support had risen for a proposed XRP Ledger lending system aimed at banks and payment companies. The lending amendment and its first patch each had 22 votes as of Wednesday, up from 19 on October 19.
SingleAssetVault, an amendment that would provide funding pools for lending, had 23 votes. The proposed features had not met the activation requirement: each needs support from at least 29 of the 35 validators on the default list for two weeks. That left the lending amendment and patch seven votes short, and SingleAssetVault six votes short, at the time of the report.
Under the proposal, lenders could deposit XRP or other tokens into vaults, while loan brokers would issue fixed-term loans without requiring borrowers to provide collateral.
Original report ยท Published November 12, 2026, at 13:22 (UTC+8).